Transparency of sources
Every number is labeled: you always know whether it comes from an official record, a calculation or AI analysis. No black boxes.
About
Making business analysis understandable to anyone, not just the insiders.
Understanding a company's health shouldn't require a research department. Ratiofy takes official records, statements and AI analysis and turns them into a report you can read and use even if you're not a financial analyst.
What we believe in
Three principles, in every report.
Plain language
We speak plainly. Benefit before method, simple words up front and the technical detail underneath, for those who want it.
Official data + responsible AI
We start from official sources and use AI where it adds value, always declared as such. Never an estimate passed off as a certainty.
Method & reliability
Solid numbers, recognized methods.
We don't invent scores: we use official sources and models the financial community knows and accepts.
Official sources
Registry data and statements filed with the Business Register and Chambers of Commerce, reclassified across several years.
Recognized models
Scores and indicators computed with standard industry methods: Altman Z-Score, Beneish, Piotroski for risk.
Prudent estimate
The valuation follows recognized methodologies (OIV, Damodaran) and always remains an indication, not an appraisal.
The company behind Ratiofy
Who we are, in the clear.
Legal name
Ratiofy S.r.l.
Registered office
Italy
VAT number
IT •••••••••••
Full company details will be published at go-live.
Want to know more or talk to us?
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